Products
Six ways to borrow, one assessment
Every financing runs through the same credit assessment. The criteria that apply are published on each product page.
Product — Personal Financing
Personal
Requires credit check
Personal Financing
Consolidate debt, cover a medical bill, or fund a renovation with a fixed monthly instalment.
- Rate
- From 8.9% p.a.
- Amount
- RM 5,000.00 – RM 200,000.00
- Tenure
- 6 – 60 months
Product — Debt Consolidation
Personal
Requires credit check
Debt Consolidation
Roll several commitments into one instalment at a single rate.
- Rate
- From 7.5% p.a.
- Amount
- RM 10,000.00 – RM 150,000.00
- Tenure
- 24 – 72 months
Product — SME Working Capital
Business
Requires credit check
SME Working Capital
Bridge payroll and stock cycles without pledging property.
- Rate
- From 11.5% p.a.
- Amount
- RM 20,000.00 – RM 500,000.00
- Tenure
- 12 – 48 months
Product — Invoice Financing
Business
Requires credit check
Invoice Financing
Draw against approved invoices instead of waiting 90 days to be paid.
- Rate
- From 13.0% p.a.
- Amount
- RM 10,000.00 – RM 300,000.00
- Tenure
- 3 – 12 months
Product — Auto Financing
Auto
Requires credit check
Auto Financing
New and used vehicles, financed on a flat rate over up to nine years.
- Rate
- From 3.4% p.a.
- Amount
- RM 20,000.00 – RM 400,000.00
- Tenure
- 36 – 84 months
Product — Motorcycle Hire Purchase
Auto
Requires credit check
Motorcycle Hire Purchase
Hire purchase on new and used motorcycles, quoted flat over up to five years.
- Rate
- From 3.5% p.a.
- Amount
- RM 3,000.00 – RM 60,000.00
- Tenure
- 12 – 60 months