Our story
Built because a two-week answer is not an answer
We started with one question: why does a credit decision take longer than the need that prompted it?
Milestones
How we got here
2016
Licensed
Incorporated and licensed to lend.
2018
First thousand facilities
Entirely on paper, and it showed.
2020
CTOS integration
Credit reports moved from a fax to an API.
2022
Automated decisioning
Published criteria, evaluated the moment an application arrives.
2023
SME lending
Working capital for registered businesses.
2025
Same-day disbursement
From acceptance to funds in one business day.
2026
Self-service servicing
Borrowers can see their schedule and history without calling us.
Portrait
“Nobody should have to wait a fortnight to be told no.”