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Invoice Financing

A revolving line drawn against verified invoices from creditworthy buyers.

Rate

From 13.0% p.a.

Amount

RM 10,000.00 – RM 300,000.00

Tenure

3 – 12 months

Rate type

Flat

Who can apply

Malaysian citizens and permanent residents

Aged 21 to 65 at application

Minimum income RM 0.00 per month

CTOS Score of 650 or above

Debt service ratio at or below 80.0%

No undischarged bankruptcy

Applications scoring between 580 and 649 are referred to an underwriter rather than declined outright.

SSM Form 9 / 24 / 49 or Superform Certified extract, dated within the last six months. Required

6 months bank statements Business account, not personal. Required

Latest audited accounts Most recent financial year. Required

Directors' NRICs One file per director. ZIP archives cannot be scanned. Required

Item	When it applies	Amount
Processing fee	Deducted at disbursement	1.5% of principal
Stamp duty	Statutory, on the agreement	0.5% of principal
Late payment charge	Instalment overdue	1.5% per month on arrears
Early settlement	Any time before maturity	Pro-rata unearned profit, no penalty
Processing fee	Deducted at disbursement	1.5%
Stamp duty	Deducted at disbursement	0.5%
Late payment charge	On any instalment past its due date	1.5%
Early settlement	On full settlement before maturity	RM 0.00
Statement reprint	Per additional copy requested	RM 0.00

Amount	3 months	6 months	12 months
RM 10,000.00	RM 3,441.67	RM 1,775.00	RM 941.67
RM 155,000.00	RM 53,345.83	RM 27,512.50	RM 14,595.83
RM 300,000.00	RM 103,250.00	RM 53,250.00	RM 28,250.00

Monthly instalment at 13.0% p.a. on a flat balance. Indicative only. Subject to credit assessment.

No questions published for this product yet

Your estimate

RM 14,595.83

per month over 12 months

AmountRM 155,000.00

Tenure12 months

Apply now

Takes about 5 minutes. A CTOS enquiry is made only after you consent.

FromRM 14,595.83 Apply now